Reasons to Get a Cash Advance Frequently Asked Questions

How It Works

Learn more about the cash advance process here. We'll explain what a cash advance is, what the qualification requirements are, and how you can get matched with a lender.

Cash Advance Explained

A cash advance is a short-term loan for a relatively small amount of money. The purpose of a cash advance is to help you cover urgent expenses until your next paycheck arrives. These loans are secured against your next paycheck, which allows lenders to relax their qualification standards significantly. As a result, a cash advance is fairly easy to qualify for if you meet the minimum criteria (varies by lender). Some lenders offer instant approval decisions, meaning you will know immediately if you've been approved for a cash advance (varies by lender). After you're approved, your lender will contact you to review and verify your application. Once the application process is complete, the lender will usually electronically deposit the cash advance into your checking or savings account overnight (varies by lender). Depending on your lender, you could have your cash advance as soon as the next business day.

Who Qualifies For A Cash Advance

It is easy to qualify for a cash advance. Keep in mind that qualification requirements will vary form lender to lender. In general, though, our lenders tend to require that you:

  • Have a job
  • Are a U.S. citizen
  • Are at least 18 years old
  • Have an active checking or savings account
  • Have a direct deposit feature on your bank account
  • Make at least $1,000 per month

Signing Up For A Cash Advance

You can sign up to be put in touch with a cash advance lender in just minutes on our site. Here is how the process works:

  1. Tell us about yourself. We will first need some basic information about you. Our online sign-up form will ask you for your contact information, which we will pass on to your lender.
  2. We connect you with the right lender for you. Based on your unique needs, we will put you in touch with a cash advance lender that's right for you.
  3. You can apply for a cash advance on the lender's website. If you want, you can then apply for a cash advance on the lender's website.