Top Reasons to Get a Cash Advance

You might be wondering if you should get a cash advance or not. Here are several of the best reasons why you should.

1. Applicants of all financial backgrounds are welcome. With traditional loans, banks and credit unions will scrutinize your financial history very closely. If you've made mistakes with your finances in the past, you may not qualify for a loan or line of credit, even if such mistakes are years old. By contrast, cash advance lenders welcome applicants from all financial backgrounds.
2. Cover bigger expenses. Surprise expenses aren't always minor expenses. Sometimes larger expenses also spring up between paydays, and you need a larger cash advance to deal with them. Fortunately, some of our lenders can offer you a cash advance of up to $1500 if you qualify (varies by lender). That way, you can cover even the bigger expenses the surprise you when you're short on cash.
3. Simplified deposit and repayment. Instead of having to wait for a check to process when you take out your cash advance, the money will be automatically deposited into your check or savings account. This is typically done the night your application process is completed (varies by lender). In addition, repayment is greatly simplified, as your cash advance lender will automatically withdraw the amount of the loan plus a reasonable finance charge on the loan's due date.
4. Flexibility. Very few loans offer any flexibility to the borrower, especially when it comes to due dates. On the other hand, a cash advance loan from one of our lenders usually comes with the convenience of flexible repayment options (will vary by lender). Some of our lenders allow you the option to extend the cash advance for more repayment time, provided you pay at least the finance charge on the original due date. As long as you continue to pay the finance charges on the due date, you can roll the loan over multiple times until you're able to repay in full (varies by lender).
5. Paperless convenience. Paperless loans are almost unheard of. In fact, even many online cash advance sites still require you to fax in certain papers to support your application. On our site, we partner with lenders that offer online, paperless applications and typically also offer a no-fax cash advance option. This means you can get a cash advance without ever having to manage with a single sheet of paper (varies by lender).